Insurance Frequently Asked Questions
We’re here to help YOU navigate the world of insurance! Below are some of the most common Insurance FAQ’s from clients and our answers to them. Additional resources are provided, but if you still need assistance please give us a call at 580-772-7101. You cn also click here for our online Customer Service form and someone from our team will reach out!
What information do I need for an auto insurance quote?
Auto Insurance quotes require the following information (at minu:
- Name, Phone Number
- Date of Birth
- Social Security Number
- Vehicle year, make, model, and VIN.
- Additional information – depending on the insurance company.
For more information on auto insurance, reach out to Kim Hall at 580-772-7101. She can answer any questions or provide assistance for you! If you’d like to visit our Auto Insurance Page, click here!
What information do I need for a home owners insurance quote?
Information required for a home owners insurance quote includes; Name, Phone Number, Current Address, Date of Birth, Social Security Number, and details about the house.
Information about the house that you need for a quote is the square footage, year built, foundation type, roof type and when last update was, any heat, electric, or plumbing updates and when their completion dates. Other information such as security features, number of residents, dogs and breed, etc. may also be needed. Insurance is a very personalized product and is very different from client to client.
For more information on home owners insurance, click here or reach out to Kim Hall at 580-772-7101. She can help you get started on a home owners quote or answer any questions you may have!
How do I file a claim?
If you are needing to file a claim for a personal or business policy please reach out to our Claims Manager, Rebecca Perez, at 580-772-7101 or at email@example.com. She will start the claims process with your insurance company.
If you are needing to file a claim for a livestock mortality policy please reach out to Thomas Merritt at 580-772-7101 or 580-302-1213 or by email at firstname.lastname@example.org and he will help you with the livestock claim process.
How can I save money on my personal insurance premium?
Depending on what type of insurance you are looking for, there are several different types of discounts that most insurance companies offer. Some of these discounts include; multi-line discount (i.e. when you have a home owners and an auto policy with the same company), good student discount, pay-in-full discount, auto pay discount, pay online discount, homeowners discount, and having a good driving record. Because car insurance is so personalized, discounts apply to different clients in different ways.
To see what discounts you may qualify for, reach out to Kim Hall at 580-772-7101 or by email at email@example.com.
How can I get a new auto ID for my vehicle?
We would love to get you a new auto ID! Give us a call or text us at 580-772-7101 or email firstname.lastname@example.org and we can get one to you. We are able to email a copy, send it by mail, or text it to you! You can also pick up at the office if you would like! If you’d like to submit the request online, click here for our Online Customer Service Form!
What is a Business Owners Policy?
A Business Owners Policy, sometimes called a BOP, is a two-part insurance policy that provides Property and General Liability coverage. Business Property insurance covers either the building where the business is located or equipment that the business uses. General Liability Coverage provides financial protection in the event of injury or damage to someone where the business is held responsible for the accident. For more information on Business Owners Insurance, please click here to visit our dedicated page on BOP.
If you’d like to ask questions about this type of insurance give us a call or text us at 580-772-7101. Helen and Rebecca are ready to answer questions or help you get started today!
Do I need Commercial Auto Insurance?
Commercial Auto Insurance is not covered under the Business Owners Policy and is a stand-alone policy that provides higher limits and more protection that a personal auto insurance policy. Each business and business situation is unique and may or may not require a Commercial Auto Insurance Policy, but generally if you are using a vehicle for business purposes it is a good idea to have a commercial auto insurance policy to have the extra coverage in the event of a claim.
To see if your business vehicle qualifies for a commercial auto insurance policy, give us a call or text at 580-772-7101 or reach out to Rebecca or Helen for more information. You can also click here to access our Business Auto Insurance page!
Thank you for your interest in Magill Insurance and Real Estate! We hope we can be of service to you and look forward to working with you for all of your insurance needs!