Commercial Insurance in Oklahoma
Business Auto Insurance
Business Auto Insurance provides coverage for vehicles used for commercial purposes. The vehicles used in your business require the same types of coverages as your personal vehicles. These coverages include: liability, collision and comprehensive, medical payments, and uninsured motorists. Commercial purposes require higher insurance limits than personal auto insurance can provide.
General Liability Insurance
If you own a business, there is a greater chance that you could be sued. Unfortunately the chances of being sued as a business owner have increased significantly within the last few years. Having General Liability Insurance can provide protection financially in the event of a lawsuit against your business. It can pay for losses that occur due to bodily injury, property damage, or if someone is injured on your property. It can also help pay for legal fees and personnel that are required in a lawsuit.
Workers Compensation Insurance
Workers Compensation Insurance provides employers financial assistance with paying Workers Compensation benefits to employees who are injured while at work. Work Comp Insurance helps pay for injuries and damages sustained while on the job specifically. This makes it different than health insurance.
Most states require that employers have a workers compensation insurance policy. This protects employers and helps with paying out benefits should a claim occur. Having work comp insurance is a very good idea for employers, especially those who have many employees, or if they are engaged in hazardous activities. Workers Compensation insrua